Student loan debt in the US is on track to exceed $1.8 trillion. As multiple generations of young Americans struggle against the burden of this debt, state governments are being forced to search for better ways to support families who want to save money for their children’s higher education. Section 529 plans are accounts that … Read more
Completing the Free Application for Federal Student Aid (FAFSA) is an essential first step in preparing for college and paying for your education. The FAFSA takes many factors into account, including your income and your family’s income, family size, and how many siblings you have in college. From this information, the FAFSA estimates your Expected … Read more
Key Takeaways The CSS Profile form is an online application for nonfederal financial aid and is run by the College Board. The form is different from FAFSA’s and is designed to get a more comprehensive picture of your financial situation. The CSS form and applications are free to undergraduates whose families make less than $100,000 … Read more
Controlling unemployment depends on the type of unemployment that is trying to be controlled. People usually only ask this question when cyclical unemployment drives the unemployment rate above 7% or 8%. Cyclical unemployment is the result of the contraction phase of the business cycle, which usually causes a recession. The Federal Reserve and Unemployment When … Read more
Definition and Examples of Travel Insurance Travel insurance is a popular type of policy that reimburses you for travel-associated expenses due to unforeseen events such as canceled flights, tours, cruises, and theme-park bookings. It can also cover medical emergencies and delayed suitcases. Travel insurance policies typically have named-perils coverage, meaning they cover only specific instances … Read more
Hyatt Hotels & Resorts has arguably the most valuable hotel rewards program in the US If you’re a Hyatt loyalist or have a Hyatt co-branded credit card in your wallet, here’s what you should know about earning and redeeming points—as well as others perks you might get—when you stay at the hotel chain’s properties. What … Read more
Dental insurance is designed to offset the cost of dental care. Most policies cover preventive services, like an oral exam, teeth cleanings, and x-rays. More comprehensive dental insurance plans also include certain restorative or orthodontic needs, such as cavity fillings and braces. The cost of dental services without insurance can be significant. However, depending on … Read more